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Term and conditions

Website Terms & Conditions

WPS Advisory Limited (Trading as WPS Advisory, OneYou and LifeStage)

1. About These Terms

These terms govern your use of our website at http://www.ukwps.com. By using this website, you agree to these terms.

Important: This website provides general financial information only. We do not provide personal financial advice through this website. All financial advice services require separate consultation and are subject to our Client Agreement Letter.

2. About Us

WPS Advisory Limited (trading as WPS Advisory, OneYou and LifeStage)

  • Registered Office: Suite A, 5th Floor, West One, Newcastle upon Tyne, NE1 3PA
  • Company Registration: 08874015 (England and Wales)
  • Phone: 0800 633 5911
  • Email: support@ukwps.com


We are authorised and regulated by the Financial Conduct Authority under our registered entity WPS Advisory Limited (FCA Reference: 624546). Our trading brands WPS Advisory, OneYou and LifeStage all operate under the same FCA authorisation. Verify at register.fca.org.uk or call 0800 111 6768.

3. What This Website Provides

Information Only: This website provides general financial information and educational content.

No Personal Advice: We do not provide personal financial advice through this website. Any information is general in nature and should not be treated as advice specific to your circumstances.

For Personal Advice: If you need personal financial advice, please contact us to arrange a consultation where we can assess your individual needs and provide appropriate recommendations.

4.Website Usage

Eligibility: You must be at least 18 years old to use this website. Users under 18 may access this website with parental or guardian consent and supervision.

Permitted Use: Use this website for lawful purposes only and in accordance with these terms.

Prohibited Activities:

  • Unauthorised commercial use
  • Attempting to gain unauthorised access
  • Transmitting harmful code or viruses
  • Infringing intellectual property rights

5. Information Accuracy and Disclaimers

General Information: While we strive for accuracy, all information is provided “as is” without warranties.

No Guarantee: We make no guarantees about completeness, reliability, or suitability for your specific circumstances.

Verify Information: Always verify financial product information through official sources and seek personal advice before making financial decisions.

Investment Warning: All investments carry risk and you may get back less than you originally invested. Past performance does not guarantee future results.

6. Intellectual Property

You may view and print pages for personal use only.

7. Privacy

Your privacy is important to us. Our Privacy Policy explains how we handle your personal information in accordance with UK data protection law.

8. Limitation of Liability

Consumer Protection: Nothing excludes our liability for death/personal injury from negligence, fraud, or other non-excludable liabilities.

General Limitation: For website use, our liability is limited to what is reasonable and proportionate.

9. Third Party Links

We are not responsible for third-party websites linked from our site. Links do not imply endorsement. Third-party websites are subject to their own terms and conditions and privacy policies, which you should review before using their services.

10. Complaints

If you have concerns about our website:
  • Email: complaints@ukwps.com
  • Write: The Compliance Officer, WPS Advisory Limited, Suite A, 5th Floor, West One, Newcastle upon Tyne, NE1 3PA

11. Changes to Terms

We may update these terms. Changes will be posted on this website with the revision date.

12. General

Governing Law: These terms are governed by English law.

Contact: For questions about these terms, contact us at support@ukwps.com

Website T&C V1  11062025